At Ed Thompson Insurance Agency in Omaha, NE, we know that when temperatures start dropping, most homeowners focus on getting their furnace checked and protecting their pipes. What often gets overlooked are the outdoor structures sitting in the backyard that take a real beating every winter.<\/p>\n
Get Your Structures Ready Before the Cold Hits<\/strong><\/p>\n Decks, fences, pergolas, and detached garages all need some attention before the cold sets in. Wood structures are especially vulnerable to freeze and thaw cycles that can cause cracking and warping over time. Walk your property and look for any loose boards, gaps, or damage that has built up over the summer. Catching small issues now can keep them from turning into expensive repairs come spring.<\/p>\n Protect What You Store Outside<\/strong><\/p>\n A lot of homeowners leave patio furniture, grills, and equipment in sheds or under covered areas without much thought. If those structures are not in good shape heading into winter, a heavy snow load or ice buildup can cause real damage to both the building and everything stored inside. Taking time to reinforce weak spots and move valuable items inside can save you from a costly surprise.<\/p>\n Know What Your Policy Actually Covers<\/strong><\/p>\n Not every homeowner knows exactly how their policy handles detached structures on their property. Most standard home insurance policies do extend some coverage to things like fences and sheds, but limits can vary and there may be gaps worth knowing about before something goes wrong.<\/p>\n Talk to Us Before Winter Arrives<\/strong><\/p>\n Ed Thompson Insurance Agency in Omaha, NE is here to help you understand what your policy covers when it comes to your outdoor home structures. Give us a call and we will walk you through it together.<\/p>\n","protected":false},"excerpt":{"rendered":" At Ed Thompson Insurance Agency in Omaha, NE, we know that when temperatures start dropping, most homeowners focus on getting their furnace checked and protecting their pipes. What often gets overlooked are the outdoor structures sitting in the backyard that take a real beating every winter. Get Your Structures Ready Before the Cold Hits Decks, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,20,21,23,22],"class_list":["post-158","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-ed-thompson-insurance-agency","tag-home","tag-insurance","tag-ne","tag-omaha"],"_links":{"self":[{"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=158"}],"version-history":[{"count":1,"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/158\/revisions"}],"predecessor-version":[{"id":159,"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/158\/revisions\/159"}],"wp:attachment":[{"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.edthompsoninsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}