Ways To Insure a Unique Business That’s Hard To Find Coverage For

Getting insurance for a unique business can be challenging. If you run an Omaha, NE, business that has specialized equipment, uncommon services or especially high risks, you very well could have trouble getting the coverages and terms your business needs.

At Ed Thompson Insurance Agency, serving Omaha, NE, our specialized agents can help you explore commercial insurance options and find solid protection.

Self-Insure If Necessary

If insurance is overly expensive or unavailable for specific risks, one option is to self-insure. That is, set aside funds to cover certain losses yourself. For example, a business might self-insure against equipment breakdowns or minor property damage. 

You’ll only want to self-insure if you have the financial capital to do so, and if traditional commercial insurance is unavailable or impractical. One of our agents can help you check multiple insurers’ options to see if there’s coverage available. Since we’re an independent agency, we can look at many different insurers that offer policies in Omaha, NE.

Use a Commercial Package Policy

A commercial package policy (CPP) combines multiple coverages, such as general liability, property, inland marine, business interruption and others, into one policy. This affords a great amount of flexibility when selecting coverages, and may let you combine more uncommon coverages with common ones.

Work With an Independent Agency

Finding coverage for a niche business can be challenging, but you don’t have to do it alone. At Ed Thompson Insurance Agency, serving Omaha, NE, our agents will help you explore many different options to select a policy that’ll meet your business’s needs. Our agents know commercial insurance, and have the expertise to assist you even if you have a truly unique business. Contact us today to get started with finding coverage.