Tips for Shopping for Homeowners’ Insurance

Shopping for homeowners insurance can be an overwhelming task, but it’s essential to research all of the types of policies so you get fantastic coverage for yourself and your family. Our team at the Ed Thompson Insurance Agency serving residents in the Omaha, NE area understands that each homeowner has unique needs when it comes to their policy.

Here are our expert tips to help make shopping easier:

Determine Your Specific Coverage Needs

First, determine how much coverage you need. Consider the size and type of your home, as well as any special features or assets that need protection. Your policy should cover more than just the structure of your home; it should also consider other properties such as furniture, electronics, jewelry, artwork, and valuable collections. Many policies offer additional coverage for things like flooding, earthquakes, or windstorms.

Understand the Different Types of Homeowners Insurance Policies

There are several types of homeowners insurance policies available, depending on your budget and the amount of coverage you need. Some common policy types include HO-1 through HO-8. Each of these policies offers a different level of coverage, and some are more comprehensive than others. Make sure to research and compare the types of policies that are available to determine which one is right for you.

Considering Your Options

At the Ed Thompson Insurance Agency, we understand that shopping for homeowners insurance in Omaha, NE can be a daunting task. We are here to help guide you through the process and offer advice on which policy is best for your specific needs. Our experienced agents will work with you to find the right coverage options so you can have peace of mind knowing that your home and belongings are protected. Contact us today for more information!